Claim services · Miami & South Florida
Water Damage Claims in Miami
A clearer starting point for leaks, plumbing incidents and water damage to your home or business.
- The reported source and timeline of the water
- Affected rooms, finishes and personal or business property
- The insurer’s correspondence and available repair estimates
Tell us about your property.
A few details to start your free evaluation. We will contact you to arrange a phone or Zoom consultation.
Photo: Atomicdragon136, CC BY 3.0, via Wikimedia Commons
- Licensed public adjusterFlorida license W319359
- English and SpanishTalk in the language you prefer
- Free first evaluationBy phone, Zoom or a home visit
- South FloridaMiami-Dade, Broward and Palm Beach
Understand the details
What we review in a water damage claim
Water can affect more than the area where you first see a leak. Tell us where you noticed it, when it began and what has changed. RicardoPA can help organize the available information for a property insurance claim review.
We help property owners across Miami-Dade, Broward and Palm Beach, including Miami, Doral, Hialeah, Kendall, Coral Gables and Fort Lauderdale, by phone or Zoom and with home visits by appointment.
Avoid standing water near electrical equipment. An active hazard needs the appropriate emergency or utility response before a claim discussion.
Simple process
How it works
Tell us what happened
Complete the form or call. A few details are enough to start.
We contact you
We call you back to arrange a free consultation by phone, Zoom or at your property by appointment.
Understand your next steps
We review the information available and explain clearly what may come next with your claim.
Client experiences
What property owners say
“Super responsive to any request and messages sent.”
“… knowledgeable, professional and truly care about their clients.”
“… very helpful throughout the claim process …”
Selected excerpts from individual experiences. Results vary from claim to claim.
Questions
Water damage claim questions in Miami
Does this include plumbing leaks?
Yes. We can discuss damage associated with a reported plumbing or appliance leak. Whether a particular loss is covered requires a review of the policy and the circumstances.
Do I need all the documents before calling?
No. Start with the information you have. The initial evaluation can help identify what else would be useful to review.
Questions people ask
Water damage claims in Miami: what people ask
What is considered property damage in Florida?
Property damage is physical damage to a home or business, or to the belongings inside it. In Florida claims it commonly comes from water and plumbing leaks, roof damage, hurricanes and storms, fire and smoke, mold, or theft and vandalism. Whether it is covered depends on the cause and the policy: homeowners policies commonly cover sudden and accidental water discharge, and commonly exclude long-term seepage, wear and tear and flood, which needs a separate flood policy.
Guides
Guides about this kind of claim
A burst pipe and a $10,000 cap: how Citizens limits water damage claims
How Citizens’ $10,000 limit on water damage from pipes and appliances works, when it applies and what to check in your policy before a claim.
Read articleWater from a pipe and a $10,000 cap: what to document from day one
What to document after water from a pipe or an appliance damages your Florida home, when your policy limits that kind of water damage to $10,000.
Read articleWhen the insurance adjuster comes: what to expect at the inspection
What Florida law requires of the insurer’s adjuster, how to prepare your home for the inspection, and what to ask for afterward.
Read articleCondo damage in Florida: your policy, the association’s and assessments
How a Florida condo owner’s HO-6 policy works with the association’s master policy, what loss assessment coverage is, and the deadlines to keep in mind.
Read article
Related claim services
Explore related claim services
Roof Damage Claims
Help connecting visible roof damage, interior leaks and the documents behind your insurance claim.
Explore this serviceHurricane & Storm Damage Claims
Organize the impact of a hurricane or storm on your property, one affected area at a time.
Explore this serviceFire & Smoke Damage Claims
A considered review of fire, smoke and related property damage once everyone is safe.
Explore this service
Let’s talk about your property.
Call or send your details and we will contact you to arrange your free evaluation.
Ricardo Arevalo · Florida Public Adjuster · W319359
Public adjusting firm license: W824117