Need Help With Your Insurance Claim In Florida?

Ricardo Public Adjusters

We Provide Personal Care For Your Claim

We Get Paid Only If You Get Paid

FREE INSPECTION ($600 Value)

File Your Claim On Time

Licensed Florida Public Adjuster

We can help with any property insurance claim

Ricardo Public Adjusters works closely with lawyers across Florida to make sure your claim is handled correctly. Making sure to always treat your claim as if it was for our home. Never cutting corners on the insurance claim process, always taking the time to explain to your homeowner insurance company how the damages happened. We even get inspectors, property appraisers, and general contractors involved in the claim when needed. We assure your claim will be assessed with all the support possible in order to claim your damages.

Most homeowners think this is something they can do later and what most don’t realize is that time is running out. If you take too long to report a claim after the damages have happened (even if you had not seen the damages yet) you run into the possibility of getting denied. For example with hurricane claims, you have 36 months to file a claim in Florida. We give FREE home inspections, don’t waste anymore time and schedule one.

Hurricane Claims Icon

Hurricane Claims

In Florida, hurricanes are inevitable and having homeowner insurance is a smart choice. The question is what happens when it’s time to make a hurricane claim for property damages caused by the tropical storm?

Homeowner Claims

Our home is our sacred space. We all like to have it kept in good conditions. Any damages you might have to your property, we can represent you in your claim. Fire, mold, plumbing, and roof leaks are the most common cases but our team can handle any policyholder claim

Roof Leaks Claims

Roof Leaks Claims

We usually don’t notice the damages until months later. We get it, we all take it for granted. If you have spotted stains on your ceilings,  we would recommend you start the process of filing a roof leak claim and schedule a free inspection of your home.

Denied Claims Icon

Re-Open/Denied Claims

We all pay homeowner insurance thinking our property is protected incase it suffers any damages. If you’ve suffered damages to your property and feel you were denied a claim or settled for an amount that wasn’t enough to cover the expenses, we can help. We specialize in recovering claims that were wrongfully settled. We’re a Florida public adjuster with more than 100 million dollars in recovered claims.

Water Damage Claims

Water Damage Claims

Ahh! Water is leaking! Whether its coming from your kitchen sink or roof ceiling, you may qualify for a claim. These are one of the most time sensitive insurance claims to make. Getting a Free home inspection from a public adjuster would help understand what are your options and if your protected under your current homeowner insurance policy.

Commercial Damages Claims

Commercial Property Damages

A home claim might mean some discomfort to the living situation but in a business it can hurt your bottom line. Inspecting your commercial property for damages frequently is a great idea. If damages to the property get to the point that it can cause a safety issue to customers or employees, you will have to close down until the property is repaired and inspected. At that point not only will you have a problem claiming your damages but you will also be losing revenue.

View All Types Of Claims

Ricardo Public Adjusters

Need Help With Your Insurance Claim In Florida?

We Provide Personal Care For Your Claim

We Get Paid Only If You Get Paid

FREE INSPECTION ($600 Value)

File Your Claim On Time

Licensed Florida Public Adjuster

We can help with any type of insurance claim

We work closely with lawyers across Florida to make sure your claim is handled correctly.
Hurricane Claims Icon

Hurricane Claims

In Florida, hurricanes are inevitable and having homeowner insurance is a smart choice. The question is what happens when it’s time to make a hurricane claim for property damages caused by the tropical storm?

Homeowner Claims

Our home is our sacred space. We all like to have it kept in good conditions. Any damages you might have to your property, we can represent you in your claim. Fire, mold, plumbing, and roof leaks are the most common cases but our team can handle any policyholder claim

Roof Leaks Claims

Roof Leaks Claims

We usually don’t notice the damages until months later. We get it, we all take it for granted. If you have spotted stains on your ceilings,  we would recommend you start the process of filing a roof leak claim and schedule a free inspection of your home.

Denied Claims Icon

Re-Open/Denied Claims

We all pay homeowner insurance thinking our property is protected incase it suffers any damages. If you’ve suffered damages to your property and feel you were denied a claim or settled for an amount that wasn’t enough to cover the expenses, we can help. We specialize in recovering claims that were wrongfully settled. We’re a Florida public adjuster with more than 10 million dollars in recovered claims.

Water Damage Claims

Water Damage Claims

Ahh! Water is leaking! Whether its coming from your kitchen sink or roof ceiling, you may qualify for a claim. These are one of the most time sensitive insurance claims to make. Getting a Free home inspection from a public adjuster would help understand what are your options and if your protected under your current homeowner insurance policy.

Commercial Damages Claims

Commercial Property Damages

A home claim might mean some discomfort to the living situation but in a business it can hurt your bottom line. Inspecting your commercial property for damages frequently is a great idea. If damages to the property get to the point that it can cause a safety issue to customers or employees, you will have to close down until the property is repaired and inspected. At that point not only will you have a problem claiming your damages but you will also be losing revenue.

View All Types Of Claims

Consult With A Florida Public Adjuster

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homeowner insurance claim settlement amount of 75000 dollars

How Can A Public Adjuster Help With My Insurance Claim?

More than 100 Million dollars recovered in claims for property damage

Many homeowners are not sure how to go about working with a public adjuster, much less file a claim. We make sure we make the process easy for you.

We first go over to your property at no cost and inspect it for damages to make sure you can file these damages under your current insurance policy.

Then, we will file a claim on behalf of the policyholder with your insurance company. We will go into mediation with our trusted lawyers at no cost to you. We make sure we claim any property damages we can on your insurance policy, helping you spend less from your pocket to fix damages to your property.

Third Step is claiming your money. An amount for the repairs of the property will be settled based on the results of the claim. You receive your money cash to repair your property back to how it was before.

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Florida Insurance Claim Case Studies 

denied claim for the homeowner reopened by public adjuster

Denied Claim

Mrs. Lopez VS Insurance Adjuster, she was told her damages did not even pass more than her deductible. Then, our public adjusters helped her recover $46,000 for the damages to her property. See how using a public adjuster makes a huge difference.

late reporting of roof damage

Late Reporting Claims

Jose had his insurance policy cancelled due to him being a high risk for them. This was something that affected him because he had many late claims to make. After a four-point inspection was done, he got his policy cancelled. We went in and was able to claim over 70,000 in damages.

public adjuster vs contractor on a homeowner insurance claim

Contractor VS Public Adjuster

Mr. Carrasco had received an estimate from a contractor that was 40% lower than market value for the roof repair. Codes change and so do costs, see how we were able to help this homeowner not only re-open the denied supplemental increase but how we were able to get the right amount to repair the damages.

We’ve Recovered Over 100 Million In Claims

Schedule Your Free Inspection. We Get You Paid