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Ricardo Public Adjusters
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claim evaluation
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Types Of Claims
Report a claim is not a decision it is a duty under your insurance policy!
Plumbing Claims
Your homeowner's insurance policy should cover any sudden and unexpected water damage due to a plumbing malfunction or broken pipe. However, most home insurance policies may contain cap limits and exclusion that prevent homeowners from recovering the total cost of the repairs.
Roof Leak Claims
Homeowner's insurance may cover roof damage, depending on what caused the damage. For instance, homeowners insurance may help cover the cost of repairs if a named storm or a fallen tree damages your roof. However, some policy covers roof leaks without the need for named storms or hurricane events.
Hurricane Claims
After a storm comes a calm, the proverb tells us that in principle, in nature, no season remains forever. But, most often, this is not the case for homeowners. A long war begins with their insurance company. Denied letters, short payment, and high depreciation are some of the weapons used by the carrier to delay payment for homeowners.
Mold Claims
Most of the homeowner's insurance policy provides coverage for mold remediation. It is very critical to mitigating mold damages to prevent health problems. Symptoms for mold are watery and itchy eyes, redness of the eyes, coughing, skin irritation, wheezing, fever, difficulty of breathing and runny nose.
Fire Claims
Obtaining suitable compensation for your fire-damaged property isn't always straightforward. The insurance company will ask for considerable paperwork. Scoping a fire loss demand a high knowledge of estimation due to the complexity of the claim. Smok from fire travel by the entire property causing additional damages that are hiding but tent to appears later when usually is late to claim for them.
Vandalism Claims
Yes, you can claim any damage to your property due to vandalism. Insurance adjusters often limit the scope of damage to minimizing payment. We ensure to scope all the relative damage derived from the incident maximizing your claim settlement.
Full Claim Representation
Report a loss to the insurance company is the first step in a claim process. This process can take differents avenues to reach a settlement.
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