Claim services · Miami & South Florida
Hurricane & Storm Damage Claims in Miami
Organize the impact of a hurricane or storm on your property, one affected area at a time.

After a storm, several parts of a property may need attention at once. RicardoPA helps you describe the reported event, organize damage records and understand the next steps for discussing your property insurance claim.
We help property owners across Miami-Dade, Broward and Palm Beach, including Miami, Doral, Hialeah, Kendall, Coral Gables and Fort Lauderdale, by phone or Zoom and with home visits by appointment.
Tell us about your property.
A few details to start your free evaluation. We will contact you to arrange a phone or Zoom consultation.
UNDERSTAND THE DETAILS
What we review in a hurricane or storm damage claim
- The event timeline and each affected part of the property
- Available records of wind, rain or other reported damage
- The claim status and documents requested by the insurer
Follow local emergency guidance and avoid downed power lines or unstable buildings. Documentation can wait until it is safe.
Hurricane or storm damage claim questions in Miami
Are wind damage and flooding treated the same?
They may involve different policy terms or policies. Describe what happened without assuming coverage; the relevant documents need to be reviewed.
Can we begin with a phone consultation?
Yes. The free initial evaluation can begin by phone or Zoom. Any home visit is arranged separately by appointment.
A CLEAR NEXT STEP
Let’s talk about your property.
Phone or Zoom · Home visits by appointment
305-394-8090Initial guidance does not replace an evaluation by a licensed public adjuster.