Claim services · Miami & South Florida
Denied Insurance Claim Review in Miami
Start with the written decision and get a clearer picture of the information behind a denied property claim.
- The insurer’s stated reason and the policy provisions referenced
- The records submitted and any information still missing
- Questions that need clarification about the reported loss
Tell us about your property.
A few details to start your free evaluation. We will contact you to arrange a phone or Zoom consultation.
- Licensed public adjusterFlorida license W319359
- English and SpanishTalk in the language you prefer
- Free first evaluationBy phone, Zoom or a home visit
- South FloridaMiami-Dade, Broward and Palm Beach
Understand the details
What we review in a denied claim
A denial letter can leave you with questions about what was considered. RicardoPA can review the documents you have, discuss the reason stated by the insurer and help you understand whether there are further claim-related steps to explore.
We help property owners across Miami-Dade, Broward and Palm Beach, including Miami, Doral, Hialeah, Kendall, Coral Gables and Fort Lauderdale, by phone or Zoom and with home visits by appointment.
A consultation request does not extend a deadline or notify your insurer. Bring any notices with dates that require attention.
Simple process
How it works
Tell us what happened
Complete the form or call. A few details are enough to start.
We contact you
We call you back to arrange a free consultation by phone, Zoom or at your property by appointment.
Understand your next steps
We review the information available and explain clearly what may come next with your claim.
Client experiences
What property owners say
“Super responsive to any request and messages sent.”
“… knowledgeable, professional and truly care about their clients.”
“… very helpful throughout the claim process …”
Selected excerpts from individual experiences. Results vary from claim to claim.
Questions
Denied claim questions in Miami
Can you promise to reverse the denial?
No. An evaluation cannot guarantee reopening, coverage or payment. Any next step depends on the policy, documentation and circumstances.
What if the decision was only explained by phone?
Tell us what you were told and share any correspondence you have. We can discuss which written records would help clarify the claim’s position.
Guides
Guides about this kind of claim
The Homeowner Claims Bill of Rights, in plain words
What the Florida Homeowner Claims Bill of Rights says, when your insurer must send it, and how to use its timelines while your claim is open.
Read articleProof of loss and examination under oath: two requests to take seriously
What a sworn proof of loss and an examination under oath are, why insurers ask for them in Florida property claims, and how to prepare for each one.
Read articleSinkhole coverage and catastrophic ground cover collapse in Florida
The difference between sinkhole coverage and catastrophic ground cover collapse in Florida policies, how insurers investigate, and the 2-year notice rule.
Read articleWhat a public adjuster does, and when to call one
How a Florida public adjuster differs from the insurer’s adjusters, what the work includes, how fees are capped by law and the rights you keep when you sign.
Read article
Let’s talk about your property.
Call or send your details and we will contact you to arrange your free evaluation.
Ricardo Arevalo · Florida Public Adjuster · W319359
Public adjusting firm license: W824117