County: Broward · High-Velocity Hurricane Zone
Public Adjuster in Fort Lauderdale, Florida
On April 13, 2023, more than 25 inches of rain fell at the Fort Lauderdale airport, smashing the one-day record of 14.59 inches set in 1979, according to NOAA. Events like that leave owners asking whether a homeowners, condo or flood policy covers the damage. As a public claim adjuster for Fort Lauderdale and the rest of Broward County, Ricardo Public Adjusters helps you document what happened and review the insurer's position.
Tell us about your property.
A few details to start your free evaluation. We will contact you to arrange a phone or Zoom consultation.
- Licensed public adjusterFlorida license W319359
- English and SpanishTalk in the language you prefer
- Free first evaluationBy phone, Zoom or a home visit
- South FloridaMiami-Dade, Broward and Palm Beach
Fort Lauderdale
Claims we help with in Fort Lauderdale
Flooding and wind-driven rain
Water that comes through a roof or window during a storm and water that rises from outside are handled under different policies. How the water entered is the first thing to document.
Hurricane & Storm Damage Claims in Fort LauderdaleWater damage in condominiums
A leak from a neighboring unit or a building system raises the question of which policy responds: your HO-6 unit-owner policy or the association's master policy. We help you gather the documents that answer it.
Water Damage Claims in Fort LauderdaleRoof damage
Roof claims often turn on the age of the roof and on whether the insurer considers it repairable rather than replaceable. We help you document both sides of that question.
Roof Damage Claims in Fort Lauderdale
Local information
Building rules in Fort Lauderdale
Broward is one of the two counties in Florida's High-Velocity Hurricane Zone, together with Miami-Dade, so windows, doors and shutters must meet the stricter Miami-Dade test standards. On the beach, most construction seaward of the Coastal Construction Control Line also needs a permit from the Florida Department of Environmental Protection unless it is exempt, which can affect how and when a repair is done.
Sources
- NOAA: U.S. dominated by remarkable warmth so far in 2023 (Fort Lauderdale rainfall)
- National Weather Service Miami: Hurricane Wilma
- Broward County: FEMA flood zone maps
- Florida Department of Environmental Protection: Coastal Construction Control Line permits
- Florida Division of Emergency Management: Hurricane Retrofit Guide, impact standards for openings
Simple process
How it works
Tell us what happened
Complete the form or call. A few details are enough to start.
We contact you
We call you back to arrange a free consultation by phone, Zoom or at your property by appointment.
Understand your next steps
We review the information available and explain clearly what may come next with your claim.
Client experiences
What property owners say
“Super responsive to any request and messages sent.”
“… knowledgeable, professional and truly care about their clients.”
“… very helpful throughout the claim process …”
Selected excerpts from individual experiences. Results vary from claim to claim.
Questions
Your questions, answered
Do you work as a public adjuster across Broward County?
Yes. Besides Fort Lauderdale, we work with property owners throughout Broward County, including Hollywood, Pembroke Pines, Miramar, Sunrise, Margate and Pompano Beach.
Did my Fort Lauderdale flood zone change in 2024?
It may have. FEMA's new flood maps for Broward County took effect on July 31, 2024. The county's flood zone maps show the current zone for an address.
Do you work with condo unit owners in Fort Lauderdale?
Yes. We can review the damage to your unit and the documents that show how your policy and the association's policy apply. A review does not guarantee coverage.
Do you visit properties in Fort Lauderdale?
Yes. Consultations start by phone or Zoom, and visits to the property are arranged by appointment. Our Miami address is for correspondence only.
Let’s talk about your property.
Call or send your details and we will contact you to arrange your free evaluation.
Ricardo Arevalo · Florida Public Adjuster · W319359
Public adjusting firm license: W824117