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Home Insurance

What Not to Say to Your Home Insurance Adjuster

Learn what to avoid saying when the insurance adjuster inspects your home. Contact Ricardo Public Adjusters for a free initial evaluation.

Residential property and surrounding storm debris from RicardoPA’s photo collection

Watch your words during the inspection

Living in communities such as Doral, Hialeah, or Kendall means keeping a close eye on our homes whenever the unexpected happens. When the adjuster sent by your insurance company arrives to evaluate the damage, your words can have a significant impact on your claim file.

Assumptions and statements to avoid

Avoid making assumptions about the source of the problem or using phrases such as thinking a leak has been going on for months or that the issue does not look that bad. You should also refrain from rushing to accept settlement amounts or offering repair estimates without a thorough review by a professional, keeping your focus strictly on visible and verifiable facts.

Professional guidance for homeowners

At Ricardo Public Adjusters, we stand by property owners rather than the insurance company. We guide you through an organized process and offer a free initial evaluation across South Florida. Call us at 305-394-8090 or visit ricardopa.com to learn more.

General information only, based on Florida law at the date shown. It is not legal advice, and initial guidance does not replace an evaluation by a licensed public adjuster.

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305-394-8090Initial guidance does not replace an evaluation by a licensed public adjuster.