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Water damage

Water Damage Checklist: Miami

Quick checklist for homeowners on what to check after water damage and how to arrange a free initial evaluation with a public adjuster.

Illustration of water staining along an interior wall and baseboard

What to check first

Locate and photograph the source of the water and all affected areas, both inside and outside. Visual documentation helps support your insurance claim.

Records and temporary repairs

Keep receipts and work orders for any temporary repairs you make to prevent further damage. These records are important to include with your claim to show mitigation efforts.

Review your policy

Before contacting a public adjuster, review your policy for any applicable exclusions or deductibles that may affect water damage coverage.

Free initial evaluation

We offer a free initial evaluation to review whether your claim is properly documented and what steps to take next. Call or write to schedule a phone, Zoom, or property visit: 305-394-8090 • claims@ricardopa.com

General information only, based on Florida law at the date shown. It is not legal advice, and initial guidance does not replace an evaluation by a licensed public adjuster.

A CLEAR NEXT STEP

Let’s talk about your property.

Phone or Zoom · Home visits by appointment

305-394-8090Initial guidance does not replace an evaluation by a licensed public adjuster.