Water Damage
Insurance Claims

One of the most devastating types of claims during storms but also very secretively damaging on the day to day. A roof leak can take weeks, sometimes even months to be noticed on your ceilings. Yet a Category 5 hurricane like hurricane Dorian can create storm surges that can whip out your whole home.

Water damages are unpredictable, from a broken pipe in your home to tropical flooding here in Florida. Always be prepared and understand what are the right steps to take in a water damage claim of your home.

Types Of Water
Damage Claims

Most common insurance claims in Florida. The tropical weather brings a lot more with it than just the sunny skies.

> How To File A Hurricane Dorian Claim
> What is a Public Adjuster?
> Should I use a Public Adjuster?
> Free Inspection

Water Damage
Insurance Claims

One of the most devastating types of claims during storms but also very secretively damaging on the day to day. A roof leak can take weeks, sometimes even months to be noticed on your ceilings. Yet a Category 5 hurricane like hurricane Dorian can create storm surges that can whip out your whole home.

Water damages are unpredictable, from a broken pipe in your home to tropical flooding here in Florida. Always be prepared and understand what are the right steps to take in a water damage claim of your home.

Types Of Water
Damage Claims

Most common insurance claims in Florida. The tropical weather brings a lot more with it than just the sunny skies.

> How To File A Hurricane Dorian Claim
> What is a Public Adjuster?
> Should I use a Public Adjuster?
> Free Inspection

So What Do I Do With All This Water?

So you have water all over the place and now what? damages are spreading into other areas, you are trying to control it from spreading but not sure how to go about doing so? This is a moment of crisis and you need act quickly. Even if you just have a little leak in the kitchen act quick and get a public adjuster to come out to your property and give you a four-point inspection of your property. isn’t a big deal.. at first! but if you don’t fix the issue then it can cause mold to spread across your home.

You are shocked and can’t think clearly. You are asking yourself what to do, whom to call, and if your insurance company will cover the full extent of your property… well, insurance companies only look after one thing, profit; that is their business, and if they cover the full extent of your property, they won’t profit.

Because of the previous things mentioned, there is only one step to follow next; to contact a Public Adjuster. Public Adjusters will help you to understand flood damages, flood policies, and everything related.

To make sure you get reimbursed for the full extent of your property damage, it is crucial to know what to look for in a flood claim. To determine if the property owner should file a claim for natural disaster damage or flood damage may be difficult, but flood coverage is purchased through the National Flood Insurance Program (NFIP) and these types of claims don’t cover flood type damages for homeowners, tenants, and business owners.

Also, filing a flood insurance claim through the NFIP is different than filing other types of property damage claims with an insurance company. This is why you need to be assisted by a Public Adjuster.

Keep in mind that your traditional property insurance won’t cover these flood damages, so it will be necessary to buy a policy from a private insurer. Furthermore, you have to be careful with the terminology you use with your insurance company when you call them for a claim

So What Do I Do With All This Water?

So you have water all over the place and now what? damages are spreading into other areas, you are trying to control it from spreading but not sure how to go about doing so? This is a moment of crisis and you need act quickly. Even if you just have a little leak in the kitchen act quick and get a public adjuster to come out to your property and give you a four-point inspection of your property. isn’t a big deal.. at first! but if you don’t fix the issue then it can cause mold to spread across your home.

You are shocked and can’t think clearly. You are asking yourself what to do, whom to call, and if your insurance company will cover the full extent of your property… well, insurance companies only look after one thing, profit; that is their business, and if they cover the full extent of your property, they won’t profit.

Because of the previous things mentioned, there is only one step to follow next; to contact a Public Adjuster. Public Adjusters will help you to understand flood damages, flood policies, and everything related.

To make sure you get reimbursed for the full extent of your property damage, it is crucial to know what to look for in a flood claim. To determine if the property owner should file a claim for natural disaster damage or flood damage may be difficult, but flood coverage is purchased through the National Flood Insurance Program (NFIP) and these types of claims don’t cover flood type damages for homeowners, tenants, and business owners.

Also, filing a flood insurance claim through the NFIP is different than filing other types of property damage claims with an insurance company. This is why you need to be assisted by a Public Adjuster.

Keep in mind that your traditional property insurance won’t cover these flood damages, so it will be necessary to buy a policy from a private insurer. Furthermore, you have to be careful with the terminology you use with your insurance company when you call them for a claim

Root causes of floods on properties

Floods can occur at any moment, but they arise from different factors such as:

• Tropical storms, hurricanes, and tornadoes: they bring a lot of water with them and they end up creating lots of damages to properties.•

• Prolonged rainfall: if it rains for a long period of time, the land around a river or lake can come to a point where it is holding so much water that it can’t be soaked up.

• Urban land use: Drains and sewers direct water to rivers and lakes, increasing flood risk. This usually happens when an urban area is built really close to a river or lake.

• Clogged drain pipes: this will always lead to a flood in your property, whether it happens outside of it or inside your home as well.

New constructions: new buildings and structures or even fixing old buildings, can take effect on natural drainage, which leads to floods.
Keep in mind that the average cost to repair flood damages can be up to $12,000, and the price can go much higher after a significant flood in the area. Also, the leaked water caused by a flood can quickly transform into a toxic mold, and this one is harder to eradicate.

Root causes of floods on properties

Floods can occur at any moment, but they arise from different factors such as:

• Tropical storms, hurricanes, and tornadoes: they bring a lot of water with them and they end up creating lots of damages to properties.•

• Prolonged rainfall: if it rains for a long period of time, the land around a river or lake can come to a point where it is holding so much water that it can’t be soaked up.

• Urban land use: Drains and sewers direct water to rivers and lakes, increasing flood risk. This usually happens when an urban area is built really close to a river or lake.

• Clogged drain pipes: this will always lead to a flood in your property, whether it happens outside of it or inside your home as well.

New constructions: new buildings and structures or even fixing old buildings, can take effect on natural drainage, which leads to floods.
Keep in mind that the average cost to repair flood damages can be up to $12,000, and the price can go much higher after a significant flood in the area. Also, the leaked water caused by a flood can quickly transform into a toxic mold, and this one is harder to eradicate.

Next Step

You are shocked and can’t think clearly. You are asking yourself what to do, whom to call, and if your insurance company will cover the full extent of your property… well, insurance companies only look after one thing, profit; that is their business, and if they cover the full extent of your property, they won’t profit.

Because of the previous things mentioned, there is only one step to follow next; to contact a Public Adjuster. Public Adjusters will help you to understand flood damages, flood policies, and everything related.

To make sure you get reimbursed for the full extent of your property damage, it is crucial to know what to look for in a flood claim. To determine if the property owner should file a claim for natural disaster damage

or flood damage may be difficult, but flood coverage is purchased through the National Flood Insurance Program (NFIP) and these types of claims don’t cover flood type damages for homeowners, tenants, and business owners.

Also, filing a flood insurance claim through the NFIP is different than filing other types of property damage claims with an insurance company. This is why you need to be assisted by a Public Adjuster.

Keep in mind that your traditional property insurance won’t cover these flood damages, so it will be necessary to buy a policy from a private insurer. Furthermore, you have to be careful with the terminology you use with your insurance company when you call them for a claim.

Next Step

You are shocked and can’t think clearly. You are asking yourself what to do, whom to call, and if your insurance company will cover the full extent of your property… well, insurance companies only look after one thing, profit; that is their business, and if they cover the full extent of your property, they won’t profit.

Because of the previous things mentioned, there is only one step to follow next; to contact a Public Adjuster. Public Adjusters will help you to understand flood damages, flood policies, and everything related.

To make sure you get reimbursed for the full extent of your property damage, it is crucial to know what to look for in a flood claim. To determine if the property owner should file a claim for natural disaster damage

or flood damage may be difficult, but flood coverage is purchased through the National Flood Insurance Program (NFIP) and these types of claims don’t cover flood type damages for homeowners, tenants, and business owners.

Also, filing a flood insurance claim through the NFIP is different than filing other types of property damage claims with an insurance company. This is why you need to be assisted by a Public Adjuster.

Keep in mind that your traditional property insurance won’t cover these flood damages, so it will be necessary to buy a policy from a private insurer. Furthermore, you have to be careful with the terminology you use with your insurance company when you call them for a claim.

Recommendations from a Florida Public Adjuster:

Once the flood has occurred, the single most important thing you need to do is begin the emergency water mitigation. Water removal and drying out your property should go right after. In these kinds of cases, a Florida Public Adjuster can guide you through the process.

We also suggest you read and understand your flood insurance policy before a loss. How you handle a water damage claim within the first 24 hours can be crucial in the outcome of your claim. Here are the top 3 reasons a claim is denied It is extremely delicate that you don’t sign any work authorization form without the agreement from the insurance company. If you have water damage in your home, give us a call right now before you get a denied claim due to negligence.

Ricardo Public Adjusters have witnessed many claims in which it could take a long time for the relief efforts to reach your area. Depending on the number of claims it may take your Adjuster sometime before reaching your property. In this case, we recommend hiring a Public Adjuster who is willing to dedicate their time to your claim, so you will receive everything you are entitled to.

Recommendations from a Florida Public Adjuster:

Once the flood has occurred, the single most important thing you need to do is begin the emergency water mitigation. Water removal and drying out your property should go right after. In these kinds of cases, a Florida Public Adjuster can guide you through the process.

We also suggest you read and understand your flood insurance policy before a loss. How you handle a water damage claim within the first 24 hours can be crucial in the outcome of your claim. Here are the top 3 reasons a claim is denied It is extremely delicate that you don’t sign any work authorization form without the agreement from the insurance company. If you have water damage in your home, give us a call right now before you get a denied claim due to negligence.

Ricardo Public Adjusters have witnessed many claims in which it could take a long time for the relief efforts to reach your area. Depending on the number of claims it may take your Adjuster sometime before reaching your property. In this case, we recommend hiring a Public Adjuster who is willing to dedicate their time to your claim, so you will receive everything you are entitled to.

SCHEDULE FREE INSPECTION

We Get Paid Only If You Get Paid

We will contact you!

TESTIMONIALS
homeowner insurance claim settlement amount of 75000 dollars

Jesus Quiñones

Esta A Sido Mi Mejor Experiencia Me Trataron Con Respeto,Excelencia y Respeto Desde Hacer Una llamada Hasta Ayuda Con Todo Gracias Por Su Excelencia Dios Los Bendiga

homeowner insurance claim settlement amount of 75000 dollars

Jeins Baez

Excelente compañía. Muy buen servicio el personal muy atento muy profesional y rápido.

homeowner insurance claim settlement amount of 75000 dollars

Humberto Rodriguez

Muy buen servicio
Gracias a ellos pude resolver el reclamo de mi casa la verdad que los seguros son unos descarados

SCHEDULE FREE INSPECTION

We Get Paid Only If You Get Paid

We will contact you!

TESTIMONIALS
homeowner insurance claim settlement amount of 75000 dollars

Jesus Quiñones

Esta A Sido Mi Mejor Experiencia Me Trataron Con Respeto,Excelencia y Respeto Desde Hacer Una llamada Hasta Ayuda Con Todo Gracias Por Su Excelencia Dios Los Bendiga

homeowner insurance claim settlement amount of 75000 dollars

Jeins Baez

Excelente compañía. Muy buen servicio el personal muy atento muy profesional y rápido.

homeowner insurance claim settlement amount of 75000 dollars

Humberto Rodriguez

Muy buen servicio
Gracias a ellos pude resolver el reclamo de mi casa la verdad que los seguros son unos descarados