Late reporting of shingle roof damage caused by hurricane
Late reporting of roof damage
sheetrock wet inside ceiling of home-min

Late reporting claims

Jose and how his insurance cancelled his policy due to him being a high risk.

$8559.82

Estimated the costs to repair

Deductible

$8559.82

Estimated the costs to repair

$8559.82

Estimated the costs to repair

$8559.82

Estimated the costs to repair

The Homeowners Suffered Plumbing Leak

Because I did not report my claim on time, I do not have the right to file a claim. That is a joint statement that many insureds have when they realize that last years plumbing leak caused more damage than they thought. Insurance companies routinely ask you for a four-point inspection, and wind mitigation report it evaluates how risky is provide coverage for the property also it documented the existing damage that your property may have at the same time of the story. In addition, it can give a discount on your premium our no discount at all that make your premium higher than the other house with the same size. However, the insurance company does not ask about the damage that may occur in the term of the policy and may be covered under the policy. After all, is the insured’s responsibility to report a loss to the insurer.

On January 2019, we received a call from Jose Dominguez that after did a four-point inspection to his property, his insurer cancels his policy because the high risk his property represents to them. Mr. Dominguez calls us to schedule an evaluation of his property. After the evaluation was completed, the report shows many damages to the dwelling, such as; the stain of water under the kitchen sink due to a drainage leakage. Mold present around the ac vents due to AC condensation and, loose tile on the second-floor bathroom. Three different loss was found in the property that occurs at the period of the policy. Mr., Dominguez expensed more than $5k in repairs but due to economic reason Mr. Dominguez was unable to replace the damaged cabinets, bathroom, and the ceiling drywall. Mold was present in the property exposing Mr, Dominguez, and his family to serious health risk. Mr. Dominguez took the right decision to proceed in filing the claims. Six months later, we settled all the claim for a total of $72k that allowed Mr. Dominguez in replacing all the items damage also to qualify for a premium discount and buy coverage from better insurers if you have a claim file a claim.