Broken Spanish tiles on roof
Roof of houseRoof of house

Contractor VS Public Adjuster

Differnce between working with a public adjuster and a contractor. From how you get paid to

$8559.82

Estimated the costs to repair

Deductible

$8559.82

Estimated the costs to repair

$8559.82

Estimated the costs to repair

$8559.82

Estimated the costs to repair

What to present an estimate from a contractor or a public adjuster?

A contractor is right doing their jobs, but a contractor does not speak the insurance language. 

Most of the contractor made their estimate based on their expenses and profits that they want to proceed but not in the costs and process that the loss may require. Many factors can change the cost for the repair such as ordinance or law for example; A 20-year-old roof was built using the old city builders code today the builder department for the city will require to nail the roof ever 12 inches this additional labor will alter the estimate from the contractor so controversy may initial within the owner and the contractor.

That was the case for Mr. Andres Carrasco that instead hired a public adjuster filed a claim by himself coverage was open for the claim with a short payment check. Mr. Carrasco called his insurer to request more money due to the contractor estimate was in matter superior in comparison to the insurance adjuster estimate. So, the inside adjuster asks him for a copy of the contractor estimate after received it the adjuster reconsider the prior payment, and supplemental payment was issued to him. Mr. Carrasco paid the contractor a deposit for the work after three months on waiting Mr. Suarez realized that the contractor is not the best in doing the job base on the review form another person where the contractor did works. So, Mr. Suarez decided to shop around for another contractor what a surprise was when he realized that the prior contractor was 40% less compared to the market price so, he called his insurer requesting a supplemental payment. Unfortunately, a request is denied by the insurer. Mr., Suarez decided to call our office to handle the claim. Fortunately, we were able to settle his claim for the right amount